🎧沉浸式英文聽力，聽懂英文100%｜越聽越明白的英文聽力訓練｜財務英文｜馬上聽懂美國人｜中英對照解說｜一小時聽英文｜English Listening｜One Hour English – YouTube Dictation Transcript & Vocabulary

1.one hour to improve your English listening skills i need to check the current exchange rate before i travel abroad i need to check the current exchange rate before i travel abroad 在出国旅行之前 我需要查看当前的汇率 lets review our budget for the upcoming month lets review our budget for the upcoming month let's review our budget for the upcoming month investing in stocks can be risky without proper research investing in stocks can be risky without proper research 如果没有适当的研究 投资股票可能会有风险 investing in stocks can be risky without proper research investing in stocks can be risky without proper research could you help me understand this bank statement could you help me understand this bank statement 您能帮我理解这张银行对账单吗 could you help me understand this bank statement could you help me understand this bank statement i'm thinking of opening a savings account for my child i'm thinking of opening a savings account for my child 我想为我的孩子开一个储蓄账户 i'm thinking of opening a savings account for my child i'm thinking of opening a savings account for my child we should set aside some money for emergencies we should set aside some money for emergencies 我们应该留些钱以备不时之需 we should set aside some money for emergencies i received a dividend payment for my investments today i received a dividend payment for my investments today 我今天收到了投资分红 i received a dividend payment for my Investments today i received a dividend payment for my investments today the interest rate on my mortgage has changed the interest rate on my mortgage has changed 我的抵押贷款利率发生了变化 the interest rate on my mortgage has changed let's compare credit card rewards to find the best option let's compare credit card rewards to find the best option 让我们比较一下信用卡的奖励 找出最好的选择 let's compare credit card rewards to find the best option let's compare credit card rewards to find the best option need to transfer money to my other bank account i need to transfer money to my other bank account i need to transfer money to my other bank account can you explain how compound interest works can you explain how compound interest works 你能解释一下复利的作用吗 can you explain how compound interest works can you explain how compound interest works i'm considering taking out a personal loan i'm considering taking out a personal loan 我正在考虑申请一笔个人贷款 we need to cut unnecessary expenses to save more money we need to cut unnecessary expenses to save more money 我们需要减少不必要的开支 以节省更多的钱 we need to cut unnecessary expenses to save more money we need to cut unnecessary expenses to save more money i'm looking into different retirement savings plans i'm looking into different retirement savings plans 我正在研究不同的退休储蓄计划 i'm looking into different retirement savings plans i'm looking into different retirement savings plans how do currency fluctuations affect our investments how do currency fluctuations affect our investments 货币波动对我们的投资有什么影响 how do currency fluctuations affect our Investments how do currency fluctuations affect our investments it's important to have a diversified investment portfolio it's important to have a diversified investment portfolio 投资组合多样化很重要 i want to learn more about bond investments i want to learn more about i want to learn more about bond investments let's set a financial goal for this year let's set a financial goal for this year 让我们为今年设定一个财务目标 let's set a financial goal for this year we should review our insurance coverage and see if its adequate we should review our insurance coverage and see if its adequate 我们应该审查一下 我们的保险范围是否足够 we should review our insurance coverage and see if it's adequate i need advice on tax efficient investing i need advice on tax efficient investing 我需要关于节税投资的建议 i need advice on tax efficient investing i need advice on tax efficient investing it's time to file our annual tax returns it's time to file our annual tax returns 是时候提交我们的年度报税表了 it's time to file our annual tax returns let's calculate the return on investment for this project let's calculate the return on investment for this project 我们来计算一下这个项目的投资回报 i'm monitoring the stock market trends before making any moves i'm monitoring the stock market trends before making any moves 在采取任何行动之前 我都会密切关注股票市场的走势 i'm monitoring the stock market trends before making any moves how can we reduce our monthly utility bills how can we reduce our monthly utility bills 如何减少每月的水电费 how can we reduce our monthly utility bills how can we reduce our monthly utility bills i'm planning to buy shares in a technology company i'm planning to buy shares in a technology company 我打算购买一家科技公司的股票 i'm planning to buy shares in a technology company i'm planning to buy shares in a technology company we should consider refinancing our home loan we should consider refinancing our home loan 我们应该考虑对住房贷款进行再融资 we should consider refinancing our home loan let's keep track of our expenses this month let's keep track of all our expenses this month let's keep track of all our expenses this month i want to build an emergency fund with six months worth of expenses i want to build an emergency fund with six months worth of expenses 我想建立一个应急基金 储备6个月的开支 i want to build an emergency fund with six months worth of expenses how do we calculate the networth how do we calculate the networth 如何计算净资产 how do we calculate the Networth how do we calculate the networth it's essential to read the fine print before signing any financial agreement it's essential to read the fine print before signing any financial agreement 在签署任何财务协议之前 一定要仔细阅读协议的详细内容 it's essential to read the fine print before signing any financial agreement i'm researching ways to invest in real estate i'm researching ways to invest in real estate 我正在研究投资房地产的方法 i'm researching ways to invest in real estate let's discuss our financial goals over dinner discuss our financial goals over dinner let's discuss our financial goals over dinner let's discuss our financial goals over dinner i received a bonus at work and need to decide how to use it i received a bonus at work and need to decide how to use it 我在工作中收到了一笔奖金 需要决定如何使用这笔奖金 i received a bonus at work and need to decide how to use it we should teach our kids about money management we should teach our kids about money management 我们应该教孩子理财 we should teach our kids about money management i'm comparing interest rates on fixed deposits i'm comparing interest rates on fixed deposits i'm comparing interest rates on fixed deposits i'm comparing interest rates on fixed deposits how can we maximise our credit card points how can we maximize our credit card points 如何最大限度地利用信用卡积分 how can we maximize our credit card points how can we maximize our credit card points i need to update my will and estate planning documents i need to update my will and estate planning documents 我需要更新我的遗嘱和遗产规划文件 let's look for ways to earn passive income let's look for ways to earn passive income 让我们寻找赚取被动收入的方法 i'm considering investing in a mutual fund i'm considering investing in a mutual fund how does inflation impact our savings how does inflation impact our savings 通胀对我们的储蓄有什么影响 how does inflation impact our savings how does inflation impact our savings we need to adjust our budget to accomodate higher living costs we need to adjust our budget to accomodate higher living costs 我们需要调整预算 以适应更高的生活成本 we need to adjust our budget to accomodate higher living costs i'm learning about cryptocurrency investments i'm learning about cryptocurrency investments 我正在了解加密货币投资 i'm learning about cryptocurrency investments let's plan a budget friendly vacation let's plan a budget friendly vacation i need to dispute an incorrect charge on my credit card statement i need to dispute an incorrect charge on my credit card statement 我需要对信用卡对账单上的错误收费 提出议 how can we save money on groceries each week how can we save money on groceries each week 我们怎样才能每周在杂货上省钱 how can we save money on groceries each week how can we save money on groceries each week i'm looking at options for a college savings plan i'm looking at options for a college savings plan 我正在考虑大学储蓄计划的选择 i'm looking at options for a college savings plan i'm looking at options for a college savings plan it's a good idea to have a mix of short term and long term investments it's a good idea to have a mix of short term and long term investments 短期投资和长期投资相结合 是个好主意 it's a good idea to have a mix of short term and long term investments let's find a financial advisor to help with our planning let's find a financial advisor to help with our planning 让我们找个财务顾问来帮助我们规划 let's find a financial advisor to help with our planning i want to improve my credit score i want to improve my credit score i want to improve my credit score how do we prepare for financial emergencies how do we prepare for financial emergencies 我们如何为财 务紧急情况 做好准备 how do we prepare for financial emergencies how do we prepare for financial emergencies i'm interested in buying gold as an investment i'm interested in buying gold as an investment 我有兴趣购买黄金作为投资 i'm interested in buying gold as an investment let's make a plan to pay off our debt more quickly let's make a plan to pay off our debt more quickly 让我们制定一个更快还清债务的计划 i need to withdraw money from my retirement account i need to withdraw money from my retirement account 我需要从我的退休账户中取钱 i need to withdraw money from my retirement account how can we save for a down payment on a house how can we save for a down payment on a house 我们怎样才能存到买房的首付款 how can we save for a down payment on a house how can we save for a down payment on a house i'm considering switching to a bank with lower fees i'm considering switching to a bank with lower fees 我再考虑换一家费用更低的银行 i'm considering switching to a bank with lower fees let's automate our bill payments to avoid late fees let's automate our bill payment to avoid late fees 让我们自动支付账单以避免滞纳金 let's automate our bill payments to avoid late fees i'm looking into getting income protection insurance i'm looking into getting income protection insurance 我正在考虑购买收入保障保险 i'm looking into getting income protection insurance how does the stock market affect the economy how does the stock market affect the economy 股市如何影响经济 how does the stock market affect the economy how does the stock market affect the economy we should update our budget to reflect our new income we should update our budget to reflect our new income 我们应该更新预算 以反映我们的新收入 we should update our budget to reflect our new income i'm thinking of donating to a charitable cause i'm thinking of donating to a charitable cause 我想为慈善事业捐款 i'm thinking of donating to a charitable cause i'm thinking of donating to a charitable cause let's compare the cost of leasing versus buying a car let's compare the cost of leasing versus buying a car 我们来比较一下租车和买车的成本 compare the cost of leasing versus buying a car let's compare the cost of leasing versus buying a car i need to reconcile my bank accounts i need to reconcile my bank account i need to reconcile my bank accounts it's important to keep receipts for tax deductions it's important to keep receipts for tax deductions it's important to keep receipts for tax deductions it's important to keep receipts for tax deductions we should start saving for our retirement now we should start saving for our retirement now we should start saving for our retirement now i'm researching the best travel insurance options i'm researching the best travel insurance options 我正在研究最佳的旅行保险方案 i'm researching the best travel insurance options let's calculate how much we need to say for our child's education let's calculate how much we need to save for our child's education let's calculate how much we need to save for our child's education i'm considering a high yield savings account for better returns i'm considering a high yield savings account for better returns 我正在考虑一个高收益储蓄账户 以获得更好的回报 i'm considering a high yield savings account for better returns i'm considering a high yield savings account for better returns how do we manage our finances during economic uncertainty how do we manage our finances during economic uncertainty 在经济不稳定的情况下 我们该如何理财 how do we manage our finances during economic uncertainty how do we manage our finances during economic uncertainty i want to negotiate a better rate on my credit card i want to negotiate a better rate on my credit card 我想通过协商 获得更优惠的信用卡利率 i want to negotiate a better rate on my credit card i want to negotiate a better rate on my credit card it's wise to review your investment portfolio regularly it's wise to review your investment portfolio regularly 定期审查您的投资组合是明智之举 it's wise to review your investment portfolio regularly i'm planning to sell some of my stocks i'm planning to sell some of my stocks i'm planning to sell some of my stocks let's discuss ways to increase our income let's discuss ways to increase our income 让我们讨论一下增加收入的方法 let's discuss ways to increase our income i need to pay the utility bills today i need to pay the utility bills today 我今天需要付水电费 i need to pay the utility bills today how can we improve our financial literacy how can we improve our financial literacy i'm tracking my expenses using a finance app i'm tracking my expenses using a finance app im tracking my expenses using a finance app im tracking my expenses using a finance app we should consider getting a financial health check up we should consider getting a financial health check up 我们应该考虑进行一次财务健康检查 we should consider getting a financial health checkup we should consider getting a financial health checkup i'm looking into a state planning to protect my assets i'm looking into a state planning to protect my assets 我正在研究遗产规划 以保护我的资产 i'm looking into a state planning to protect my assets let's create a savings plan for a big purchase let's create a savings plan for a big purchase let's create a savings plan for a big purchase i'm interested in learning about forex trading i'm interested in learning about forex trading 我有兴趣学习外汇交易 i'm interested in learning about Forex trading how can we be more frugal without sacrificing quality of life how can we be more frugal without sacrificing quality of life 如何在不牺牲生活品质的前提下 更加节俭 how can we be more frugal without sacrificing quality of life how can we be more frugal without sacrificing quality of life need to claim my health insurance benefits i need to claim my health insurance benefits 我需要申请我的医疗保险福利 i need to claim my health insurance benefits let's review the terms of our car loan let's review the terms of our car loan 让我们回顾一下我们的汽车贷款条款 i'm thinking about diversifying my investment portfolio i'm thinking about diversifying my investment portfolio 我在考虑分散我的投资组合 i'm thinking about diversifying my investment portfolio we should set financial resolutions for the New Year we should set financial resolutions for the New Year 我们应该为新的一年制定财务决议 i'm calculating the cost of home renovations i'm calculating the cost of home renovations 我在计算房屋装修的费用 i'm calculating the cost of home renovations how do we plan for taxes on investment gains how do we plan for taxes on investment gains 我们如何规划投资收益的税收 how do we plan for taxes on investment gains how do we plan for taxes on investment gains i want to start a side business to earn extra money i want to start a side business to earn extra money i want to start a side business to earn extra money let's look for tax brakes we can take advantage of let's look for tax brakes we can take advantage of 让我们寻找可以利用的减税措施 i'm concerned about identity theft and want to protect my financial information i'm concerned about identity theft and want to protect my financial information 我担心身份被盗 想保护我的财务信息 i'm concerned about identity theft and want to protect my financial information how can we manage student loans effectively how can we manage student loans effectively 如何有效管理学生贷款 how can we manage student loans effectively how can we manage student loans effectively i'm planning to take advantage of a sale to save money i'm planning to take advantage of a sale to save money 我打算利用促销来省钱 i'm planning to take advantage of a sale to save money i'm planning to take advantage of a sale to save money let's organise our financial documents for easy access let's organise our financial documents for easy access 让我们整理一下财务文件 方便查阅 let's organise our financial documents for easy access i need advice on how to manage my freelance income i need advice on how to manage my freelance income 我需要关于如何管理我的自由职业 收入的建议 i need advise on how to manage my freelance income i need advice on how to manage my freelance income we should check the financial health of companies before investing in their stocks we should check the financial health of companies before investing in their stocks 在投资公司股票之前 我们应该检查其财务状况 we should check the financial health of companies before investing in their stocks i'm interested in peer to peer landing as an investment i'm interested in peer to peer landing as an investment i'm interested in peer to peer lending as an investment let's ensure our investments are socially responsible let's ensure our investments are socially responsible let's ensure our investments are socially responsible i want to learn how to budget effectively i want to learn how to budget effectively how can we plan for a financially secure retirement how can we plan for a financially secure retirement 我们如何才能为退休后的财务安全 做好计划 am considering buying insurance for my business i'm considering buying insurance for my business 我正在考虑为我的企业购买保险 i'm considering buying insurance for my business i'm considering buying insurance for my business let's make financial education a priority this year let's make financial education a priority this year 让我们把财务教育 作为今年的优先事项 let's make financial education a priority this year i'll check today's stock market trends before investing i'll check today's stock market trends before investing i'll check today's stock market trends before investing i'll check today's stock market trends before investing we should consider opening a joint savings account for our goals we should consider opening a joint savings account for our goals 我们应该考虑 为我们的目标开设一个联合储蓄账户 we should consider opening a joint savings account for our goals we should consider opening a joint savings account for our goals it's time to pay off the credit card to avoid high interest it's time to pay off the credit card to avoid high interest 是时候还清信用卡了 以免产生高额利息 it's time to pay off the credit card to avoid high interest it's time to pay off the credit card to avoid high interest we're actively saving for a new car within the next year we're actively saving for a new car within the next year 我们正在积极存钱 准备在明年买一辆新车 we're actively saving for a new car within the next year we're actively saving for a new car within the next year i plan to download a budgeting app to better track our expenses i plan to download a budgeting app to better track our expenses 我计划下载一个预算应用程序 以便更好地跟踪我们的开支 i plan to download a budgeting app to better track our expenses i plan to download a budgeting app to better track our expenses investing in government bonds could be a safer option for us investing in government bonds could be a safer option for us 投资政府债券对我们来说 是一个更安全的选择 investing in government bonds could be a safer option for us investing in government bonds could be a safer option for us i'm comparing mortgage rates for our home loan refinancing i'm comparing mortgage rates for our home loan refinancing 我正在比较住房贷款 再融资的抵押贷款利率 i'm comparing mortgage rates for our home long refinancing i'm comparing mortgage rates for our home loan refinancing let's start a college savings plan for our kids education let's start a college savings plan for our kids education let's start a college savings plan for our kids education let's start a college savings plan for our kids education i need to compare life insurance plans to ensure family security i need to compare life insurance plans to ensure family security 我需要比较人寿保险计划 以确保家庭安全 i need to compare life insurance plans to ensure family security i need to compare life insurance plans to ensure family security we should set clear financial goals for the next five years we should set clear financial goals for the next five years 我们应该为未来五年 制定明确的财务目标 we should set clear financial goals for the next five years i'll adjust our monthly budget to allocate more to savings i'll adjust our monthly budget to allocate more to savings i'll adjust our monthly budget to allocate more to savings i'll adjust our monthly budget to allocate more to savings monitoring our daily spending can help us cut unnecessary costs monitoring our daily spending can help us cut unnecessary costs 监督日常开支 可以帮助我们减少不必要的开支 monitoring our daily spending can help us cut a necessary costs monitoring our daily spending can help us cut unnecessary costs i'm taking an online course to understand taxes better i'm taking an online course to understand taxes better 我正在学习线上课程 以便更好地了解税收 planning for retirement now will ensure our financial stability later planning for retirement now will ensure our financial stability later 现在就为退休做好规划 将确保我们日后的财务稳定 planning for retirement now will ensure our financial stability later planning for retirement now will ensure our financial stability later checking my credit score annually is crucial for maintaining financial health checking my credit score annually is crucial for maintaining financial health 每年检查我的信用评分 对保持财务健康至关重要 checking my credit score annually is crucial for maintaining financial health cutting back on dining out can significantly reduce our monthly expenses cutting back on dining out can significantly reduce our monthly expenses 减少外出就餐 可以大大减少我们的每月开支 cutting back on dining out can significantly reduce our monthly expenses cutting back on dining out can significantly reduce our monthly expenses refinancing our home could lower our monthly mortgage payments refinancing our home could lower our monthly mortgage payments 房屋再融资可以降低我们的月供 refinancing our home could lower our monthly mortgage payments refinancing our home could lower our monthly mortgage payments seeking financial advice could help us navigate investment options seeking financial advice could help us navigate investment options 寻求理财建议 可以帮助我们了解投资选择 seeking financial advice could help us navigate investment options buying treasury bills might be a good way to earn safe interest buying treasury bills might be a good way to earn safe interest 购买国库券 可能是赚取安全利息的好方法 buying treasury bills might be a good way to earn safe interest we need to have a serious discussion about our monthly expenses we need to have a serious discussion about our monthly expenses 我们需要认真讨论我们的每月开支 we need to have a serious discussion about our monthly expenses updating our investment portfolio annually is essential for growth updating our investment portfolio annually is essential for growth 每年更新我们的投资组合 对增长至关重要 updating our investment portfolio annually is essential for growth saving for a vacation will allow us to travel without financial stress saving for a vacation will allow us to travel without financial stress 未嫁期储蓄 可以让我们在旅行时没有经济压力 saving for a vacation will allow us to travel without financial stress saving for a vacation will allow us to travel without financial stress disputing unwarranted bank fees can save us money in the long run disputing unwarranted bank fees can save us money in the long run 至于银行乱收费 从长远来看可以为我们省钱 disputing unwarranted bank fees can save us money in the long run disputing unwarranted bank fees can save us money in the long run automating savings transfers insures we consistently save each month automating savings transfers insures we consistently save each month 储蓄转账自动化 可确保我们每月持续储蓄 automating savings transfers ensures we consistently save each month negotiating for a better interest rate on our savings account is necessary negotiating for a better interest rate on our savings account is necessary 有必要 为我们的储蓄账户争取更高的利率 negotiating for a better interest rate on our savings account is necessary negotiating for a better interest rate on our savings account is necessary tracking our networth over time can motivate us to save and invest more tracking our networth over time can motivate us to save and invest more 随住时间的推移 跟踪我们的净资产 可以激励我们储蓄和投资更多 tracking our networth over time can motivate us to save and invest more setting up an emergency fund will protect us from unexpected expenses setting up an emergency fund will protect us from unexpected expenses 设立应急基金 可以保护我们免受意外支出的影响 setting up an emergency fund will protect us from unexpected expenses regularly reviewing our loans can help us identify opportunities to pay them off faster regularly reviewing our loans can help us identify opportunities to pay them off faster 定期审查我们的贷款 可以帮助我们 找到更快还清贷款的机会 regularly reviewing our loans can help us identify opportunities to pay them off faster contributing to retirement account early maximizes compound interest benefits contributing to a retirement account early maximizes compound interest benefits 及早向退休账户缴款 可最大限度地获得复利收益 contributing to a retirement account early maximises compound interest benefits we should diversify our investments to reduce risk and improve returns we should diversify our investments to reduce risk and improve returns 我们应该分散投资以降低风险 提高收益 we should diversify our investments to reduce risk and improve returns it's important to keep an eye on inflation and adjust our saving strategy accordingly it's important to keep an eye on inflation and adjust our saving strategy accordingly 关注通胀 并相应调整我们的储蓄策略很重要 let's create a budget for holiday spending to avoid financial stress let's create a budget for holiday spending to avoid financial stress 让我们为假期开支制定一个预算 以避免财务压力 let's create a budget for holiday spending to avoid financial stress i'm considering a high deductible health plan to save on insurance premiums i'm considering a high deductible health plan to save on insurance premiums 我正在考虑高额医疗保险计划 以节省保险费 i'm considering a high deductible health plan to save on insurance premiums researching stock market basics can make us more informed investors researching stock market basics can make us more informed investors 研究股市基础知识 可以让我们成为更明智的投资者 we need to plan for major life events like weddings or home purchases financially we need to plan for major life events like weddings or home purchases financially 我们需要为婚礼或购房等人生大事 做好财务规划 we need to plan for major life events like weddings or home purchases financially updating beneficiaries on all financial accounts is a task we can't ignore updating beneficiaries on all financial accounts is a task we can't ignore 更新所有金融账户的受益人 是我们不可忽略的任务 updating beneficiaries on all financial accounts is a task we can't ignore updating beneficiaries on all financial accounts is a task we can't ignore let's compare the benefits of renting versus buying a home let's compare the benefits of renting versus buying a home 让我们比较一下租房和买房的好处 let's compare the benefits of renting versus buying a home i'm thinking of using a debt snowball method to pay off our credit cards i'm thinking of using a debt snowball method to pay off our credit cards 我想用管雪球的方法 来偿还我们的信用卡 i'm thinking of using a debt snowball method to pay off our credit cards investing in a diversified mix of assets could protect us in volatile markets investing in a diversified mix of assets could protect us in volatile markets 投资多样化的资产组合 可以在市场波动时保护我们 investing in a diversified mix of assets could protect us in volatile markets we should evaluate our financial health by calculating our debt to income ratio we should evaluate our financial health by calculating our debt to income ratio 我们应该通过计算债务收入比 来评估我们的财务健康状况 we should evaluate our financial health by calculating our debt to income ratio learning about a state planning now can save our family from future headaches learning about a state planning now can save our family from future headaches 现在就学习遗产规划 可以让我们的家庭免于未来的麻烦 learning about state planning now can save our family from future headaches learning about estate planning now can save our family from future headaches let's set aside money each month into a fund for home repairs and maintenance let's set aside money each month into a fund for home repairs and maintenance 让我们每月留出一笔钱 作为房屋维修和保养基金 let's set aside money each month into a fund for home repairs and maintenance let's set aside money each month into a fund for home repairs and maintenance i'm looking into tax advantage accounts for health care expenses i'm looking into tax advantage accounts for health care expenses 我正在研究用于 医疗费用的税收优惠账户 researching and choosing the right mutual funds is key to our indestment strategy researching and choosing the right mutual funds is key to our indestment strategy 研究和选择合适的共同基金 是我们投资策略的关键 we need to understand the impact of credit utilization on our credit scores we need to understand the impact of credit utilization on our credit scores 我们需要了解 信贷使用对我们信用评分的影响 we need to understand the impact of credit utilization on our credit scores planning a financially sound future involves regular savings and prudent investing planning a financially sound future involves regular savings and prudent investing 规划一个财务稳健的未来 需要定期储蓄和谨慎投资 planning a financially sound future involves regular savings and prudent investing it's wise to review and adjust insurance coverages as our life circumstances change it is wise to review and adjust insurance coverages as our life circumstances change it's wise to review and adjust insurance coverages as our life circumstances change let's ensure we're maximizing tax deductions to reduce our taxable income let's ensure we're maximizing tax deductions to reduce our taxable income 让我们确保最大限度的减税 以减少应纳税收入 let's ensure we're maximizing tax deductions to reduce our taxable income i'm interested in learning how to trade stocks as a way to supplement our income i'm interested in learning how to trade stocks as a way to supplement our income 我有兴趣学习如何进行股票交易 以补充我们的收入 i'm interested in learning how to trade stocks as a way to supplement our income i'm interested in learning how to trade stocks as a way to supplement our income saving for our children's education requires a long term investment strategy saving for our children's education requires a long term investment strategy 为子女教育储蓄需要长期投资策略 saving for our children's education requires a long term investment strategy saving for our children's education requires a long term investment strategy we should make a plan to incrementally increase our retirement savings rate we should make a plan to incrementally increase our retirement savings rate 我们应该制定计划 逐步提高退休储蓄率 understanding the fees associated with our accounts can help us save money understanding the fees associated with our accounts can help us save money 了解账户的相关费用 可以帮助我们省钱 understanding the fees associated with our accounts can help us save money understanding the fees associated with our accounts can help us save money let's make a commitment to pay more than the minimum on our debts each month let's make a commitment to pay more than the minimum on our debts each month 让我们做出承诺 每月偿还的债务超过最低还款额 let's make a commitment to pay more than the minimum on our debts each month let's make a commitment to pay more than the minimum on our debts each month i'm considering a side hustle to boost our income and reach our financial goals faster i'm considering a side hustle to boost our income and reach our financial goals faster 我正在考虑做副业 以增加我们的收入 更快地实现我们的财务目标 i'm considering a side hustle to boost our income and reach our financial goals faster i'm considering a side hustle to boost our income and reach our financial goals faster researching the best credit cards for cash back can help us save on purchases researching the best credit cards for cash back can help us save on purchases 研究返现的最佳信用卡 可以帮助我们节省购物费用 researching the best credit cards for cash back can help us save on purchases researching the best credit cards for cash back can help us save on purchases we need to be prepared for the financial implications of aging parents we need to be prepared for the financial implications of aging parents 我们需要为年迈父母的财务影响 做好准备 we need to be prepared for the financial implications of aging parents setting financial boundaries with family and friends is crucial for our budget setting financial boundaries with family and friends is crucial for our budget 与家人和朋友设定财务期限 对我们的预算至关重要 setting financial boundaries with family and friends is crucial for our budget setting financial boundaries with family and friends is crucial for our budget i'm thinking of taking a financial literacy class to improve our money management i'm thinking of taking a financial literacy class to improve our money management 我想参加一个财务扫盲班 来改善我们的财务管理 i'm thinking of taking a financial literacy class to improve our money management investing in real estate could diversify our investment portfolio and generate passive income investing in real estate could diversify our investment portfolio and generate passive income 投资房地产 可以使我们的投资组合多样化 并产生被动收入 investing in real estate could diversify our investment portfolio and generate passive income investing in real estate could diversify our investment portfolio and generate passive income we should regularly check our investment allocations to ensure they align with our risk tolerance we should regularly check our investment allocations to ensure they align with our risk tolerance 我们应该定期检查我们的投资分配 以确保他们符合我们的风险承受能力 we should regularly check our investment allocations to ensure they align with our risk tolerance we should regularly check our investment allocations to ensure they align with our risk tolerance understanding the difference between needs and wants can drastically improve our financial situation understanding the difference between needs and wants can drastically improve our financial situation understanding the difference between needs and wants can drastically improve our financial situation let's plan for yearly financial reviews to adjust our goals and strategies let's plan for yearly financial reviews to adjust our goals and strategies 让我们计划每年进行一次财务审查 以调整我们的目标和战略 let's plan for yearly financial reviews to adjust our goals and strategies i'm considering creating a will and other estate planning documents to protect our assets i'm considering creating a will and other estate planning documents to protect our assets 我正在考虑 订立遗嘱和其他遗产规划文件 以保护我们的资产 i'm considering creating a will and other estate planning documents to protect our assets researching renewable energy investments could align with our values and financial goals researching renewable energy investments could align with our values and financial goals 研究可再生能源投资 可能符合我们的价值观和财务目标 researching renewable energy investments could align with our values and financial goals we need to strategize on how to pay off our mortgage early and save on interest we need to strategize on how to pay off our mortgage early and save on interest 我们需要就如何提前偿还抵押贷款 并节省利息制定战略 we need to strategize on how to pay off our mortgage early and save on interest understanding and utilizing employee benefits can significantly impact our financial planning understanding and utilizing employee benefits can significantly impact our financial planning 了解和利用员工福利 对我们的财务规划产生重大影响 understanding and utilizing employee benefits can significantly impact our financial planning understanding and utilizing employee benefits can significantly impact our financial planning let's set up a dedicated savings account for our next big purchase to avoid debt let's set up a dedicated savings account for our next big purchase to avoid debt 让我们为下一次大采购 设立一个专门的储蓄账户 以避免负债 let's set up a dedicated savings account for our next big purchase to avoid debt let's set up a dedicated savings account for our next big purchase to avoid debt i'm considering contributing to a charitable fund as part of our financial planning i'm considering contributing to a charitable fund as part of our financial planning 我正在考虑向慈善基金捐款 作为我们财务规划的一部分 i'm considering contributing to a charitable fund as part of our financial planning saving for a dream vacation requires careful budgeting and planning saving for a dream vacation requires careful budgeting and planning 为梦想的假期储蓄 需要仔细的预算和规划 saving for a dream vacation requires careful budgeting and planning saving for a dream vacation requires careful budgeting and planning we should consider the financial impact of lifestyle inflation and adjust our spending habits we should consider the financial impact of lifestyle inflation and adjust our spending habits 我们应该考虑生活方式的通货膨胀 对财务的影响 并调整我们的消费习惯 we should consider the financial impact of lifestyle inflation and adjust our spending habits i'm looking into ways to earn interest on our checking account balance i'm looking into ways to earn interest on our checking account balance 我正在研究 如何使我们的支票账户余额产生利息 i'm looking into ways to earn interest on our checking account balance let's create a plan to deal with any potential job loss or income reduction let's create a plan to deal with any potential job loss or income reduction 让我们制定一个计划 来应对任何可能的失意或收入减少 let's create a plan to deal with any potential job loss or income reduction let's create a plan to deal with any potential job loss or income reduction i'm considering investing in a small business as a way to diversify our income i'm considering investing in a small business as a way to diversify our income 我正在考虑投资一家小企业 以此来分散我们的收入 i'm considering investing in a small business as a way to diversify our income we need to be mindful of the long term financial commitments of pet ownership we need to be mindful of the long term financial commitments of pet ownership 我们需要注意 饲养宠物的长期财务承诺 setting up a health emergency fund could save us from future financial stress setting up a health emergency fund could save us from future financial stress 设立健康应急基金 可以使我们免于未来的财务压力 setting up a health emergency fund could save us from future financial stress setting up a health emergency fund could save us from future financial stress we should review and understand the terms of our life insurance policies we should review and understand the terms of our life insurance policies 我们应该审查 并了解人寿保险单的条款 we should review and understand the terms of our life insurance policies we should review and understand the terms of our life insurance policies i'm thinking of ways to reduce our environmental footprint and save money i'm thinking of ways to reduce our environmental footprint and save money 我正在想办法减少我们的环境足迹 并节省开支 i'm thinking of ways to reduce our environmental footprint and save money investing time in financial education now will pay off in our future financial security investing time in financial education now will pay off in our future financial security 现在在财务教育上投入时间 将为我们未来的财务安全带来回报 investing time in financial education now will pay off in our future financial security investing time in financial education now will pay off in our future financial security we need to consider the best strategies for building and maintaining a good credit history we need to consider the best strategies for building and maintaining a good credit history 我们需要考虑 建立和保持良好信用记录的最佳策略 we need to consider the best strategies for building and maintaining a good credit history we need to consider the best strategies for building and maintaining a good credit history let's develop a strategy for incremental savings to fund our hobbies and interests let's develop a strategy for incremental savings to fund our hobbies and interests 让我们制定一项递增储蓄战略 为我们的爱好和兴趣提供资金 let's develop a strategy for incremental savings to fund our hobbies and interests i'm exploring options for passive income to bolster our financial independence i'm exploring options for passive income to bolster our financial independence 我正在探索获得被动收入的方案 以加强我们的财务独立 i'm exploring options for passive income to bolster our financial independence understanding market cycles can help us make more informed investment decisions understanding market cycles can help us make more informed investment decisions 了解市场周期 有助于我们做出更明智的投资决策 understanding market cycles can help us make more informed investment decisions understanding market cycles can help us make more informed investment decisions we should consider the cost benefit analysis of DIY projects versus professional services we should consider the cost benefit analysis of DIY projects versus professional services 我们应该考虑 DIY项目与专业服务的成本 效益分析 we should consider the cost benefit analysis of DIY projects vs professional services we should consider the cost benefit analysis of DIY projects versus professional services i'm looking into securing a line of credit for unexpected business expenses i'm looking into securing a line of credit for unexpected business expenses 我正在考虑 为意外业务开支申请信贷额度 i'm looking into securing a line of credit for unexpected business expenses let's prioritize our spending to focus on what truly brings us joy and fulfillment let's prioritize our spending to focus on what truly brings us joy and fulfillment 让我们确定支出的优先次序 专注于真正能给我们带来快乐 和成就感的事情 let's prioritize our spending to focus on what truly brings us joy and fulfillment let's prioritize our spending to focus on what truly brings us joy and fulfillment i'm interested in exploring peer to peer landing as an investment opportunity i'm interested in exploring peer to peer landing as an investment opportunity 我有兴趣 将点对点借贷作为一种投资机会 i'm interested in exploring peer to peer lending as an investment opportunity we need to plan for the financial aspects of any home renovation projects we need to plan for the financial aspects of any home renovation projects 我们需要为任何家庭装修项目 做好财务规划 we need to plan for the financial aspects of any home renovation projects setting clear financial boundaries can help us manage expectations with extended family setting clear financial boundaries can help us manage expectations with extended family 设定明确的财务界限 有助于我们管理对大家庭的期望 setting clear financial boundaries can help us manage expectations with extended family setting clear financial boundaries can help us manage expectations with extended family i'm considering learning more about international investments for diversification i'm considering learning more about international investments for diversification 我正在考虑更多地了解国际投资 以实现多样化 i'm considering learning more about international investments for diversification we should have a plan in place for managing and repaying any student loans we should have a plan and place for managing and repaying any student loans 我们应该有一个管理 和偿还学生贷款的计划 we should have a plan and place for managing and repaying any student loans understanding the financial benefits of energy efficient appliances can lead to long term savings understanding the financial benefits of energy efficient appliances can lead to long term savings 了解节能电器的经济效益 可以节省长期开支 understanding the financial benefits of energy efficient appliances can lead to long term savings let's ensure we're using all available tax saving opportunities to our advantage let's ensure we're using all available tax saving opportunities to our advantage 让我们确保利用所有可用的节税机会 为自己带来好处 let's ensure we're using all available tax saving opportunities to our advantage let's ensure we're using all available tax saving opportunities to our advantage i'm thinking of ways to reduce our tax liability through strategic Investments i'm thinking of ways to reduce our tax liability through strategic investments 我正在想办法通过战略性投资 减少我们的税负 investing in our health now can prevent significant medical expenses in the future investing in our health now can prevent significant medical expenses in the future 现在为我们的健康投资 可以避免将来的大笔医疗费用 investing in our health now can prevent significant medical expenses in the future investing in our health now can prevent significant medical expenses in the future we need to be proactive in planning for our financial future together we need to be proactive in planning for our financial future together we need to be proactive in planning for our financial future together we need to be proactive in planning for our financial future together let's discuss ways to increase our financial literacy and make informed decisions let's discuss ways to increase our financial literacy and make informed decisions 让我们讨论如何提高我们的财务知识 并做出明智的决定 let's discuss ways to increase our financial literacy and make informed decisions i'm considering the long term financial benefits of furthering my education i'm considering the long term financial benefits of furthering my education 我正在考虑继续深造的长期财务效益 i'm considering the long term financial benefits of furthering my education we should explore the potential for income generation from hobbies or skills we should explore the potential for income generation from hobbies or skills 我们应该探索 从爱好或技能中创收的潜力 we should explore the potential for income generation from hobbies or skills understanding and mitigating risks in our investment portfolio is crucial understanding and mitigating risks in our investment portfolio is crucial 了解并降低投资组合中的风险至关 重要 understanding and mitigating risks in our investment portfolio is crucial let's commit to a financial plan that supports our dreams and goals let's commit to a financial plan that supports our dreams and goals 让我们致力于 支持我们梦想和目标的财务计划 commit to a financial plan that supports our dreams and goals let's commit to a financial plan that supports our dreams and goals 今天的影片就到这里结束 如果你喜欢这种英文练习方式的话 可以考虑订阅我们的频道 然后在底下按赞并分享出去 有什么建议也可以在留言区告诉我们 让我们产出更符合你所期望的影片 我们下次再见拜拜